Guide to insurance for international students in China | studychina.chinaservicesinfo.com
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Guide to insurance for international students in China

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Updated: Jul 31, 2025

Policy Requirements
• All international students must purchase insurance in the Chinese mainland.
• Those who fail to comply will not be allowed to register or renew their visas.

Insurance Duration
• 6+ months: Must purchase comprehensive insurance.
• <6 months: Follow school requirements.

Purchase Methods
1. School-arranged (for some scholarship recipients).
2. Self-purchase:
• Online: [www.lxbx.net](https://www.lxbx.net) (supports overseas payments).
• On-site: At designated school counters during registration.

Estimated Cost
800 yuan/year, 400 yuan/for six months (varies by school/insurer).

Claims Process
• Coverage only applies to public hospitals in the Chinese mainland (excludes Hong Kong, Macau, Taiwan).
• Private/VIP wards are not covered.
• Emergency hotline: 400-810-5119 (bilingual service).

Important Reminders
• Insurance must be purchased even if you have coverage from your home country.
• Renew on time to avoid claim issues.
• Update insurance info if your passport changes.